Terms of Service – Finality Labs Private Limited

Last Updated: 30th April 2026

1. About these Terms

These Terms of Service (“Terms”) govern your access to and use of the websites, landing pages, and any related interfaces or materials provided by Finality Labs Private Limited (“Finality”, “we”, “us”, or “our”). By accessing or using our website or by communicating with us in connection with our products or services, you agree to be bound by these Terms and our Privacy Policy, which is incorporated by reference.

If you are entering into these Terms on behalf of an organisation, you represent and warrant that you are authorised to bind that organisation and that “you” will refer to that organisation.

2. Our company and regulatory context

Finality provides business‑to‑business (B2B) infrastructure, workflows, and tooling intended for professional operators (such as P2P desks, OTC brokers, and crypto‑native businesses) to support crypto ↔ fiat and USDT ↔ INR flows. We are not a retail exchange or wallet, do not solicit retail users, and expect our clients and counterparties to comply with all applicable laws and licensing requirements in India, the United Arab Emirates (including Dubai’s VARA/DIFC/ADGM regimes), Singapore, and any other relevant jurisdiction.

Nothing in these Terms constitutes legal, tax, or investment advice, or an offer to provide regulated services where we do not hold the necessary authorisations.

3. Eligibility and operator representations

By accessing our website or engaging with us regarding our infra, you represent and warrant that:

We reserve the right to decline or terminate discussions or access where we reasonably believe you or your organisation may breach these requirements or applicable law.

4. Nature of our services and disclaimers

At the website and commercial‑discussion stage, Finality may provide:

Unless and until you enter into a separate written agreement with Finality:

Any production use of our infra, APIs, or services will be governed by separate definitive agreements (for example, a master services agreement, infrastructure agreement, or order form) that will prevail over these Terms in case of conflict.

5. Website use; no reverse engineering

You agree that you will not:

We may modify, suspend, or discontinue any part of the website at any time without notice, and we are under no obligation to keep any content available.

6. Account access (if and when enabled)

If we provide you with any non‑public access (for example, to a sandbox, portal, or staging environment):

7. Compliance obligations; crypto‑specific restrictions

You acknowledge and agree that:

Your compliance

You and your organisation are solely responsible for ensuring that your acquisition, holding, and disposal of crypto assets and fiat, and your use of any infra we may provide, comply with all applicable laws and regulatory requirements in every relevant jurisdiction (including India, UAE/Dubai, and Singapore). This includes obtaining and maintaining any required licences, registrations, or approvals as a virtual asset service provider, digital payment token service provider, or equivalent.

Our right to decline participation

We may decline to discuss, support, or implement flows involving particular assets, jurisdictions, or counterparties, including where they are restricted, unapproved, treated as securities, or otherwise limited under local regulations or our risk policies.

Record‑keeping and disclosures

We may be required to collect information about you and your organisation (KYC/KYB), monitor certain activities, retain records, and share information with competent authorities in India, UAE/Dubai, Singapore, or other jurisdictions as required by law. You must not use or attempt to use our infra, or the relationships we help facilitate, for any prohibited or high‑risk activity, including sanctions evasion, fraud, market manipulation, or other unlawful conduct.

8. Intellectual property

All intellectual property rights in and to the website, designs, text, graphics, logos, trademarks, workflows, and other content (“Finality Materials”) are owned by or licensed to Finality. Except for the limited right to access and view the website for evaluation and information purposes, you obtain no licence or other rights in the Finality Materials.

Any feedback, suggestions, or ideas you provide (“Feedback”) may be used by Finality without restriction, and you grant us a worldwide, perpetual, irrevocable, royalty‑free licence to use, reproduce, and exploit such Feedback for any purpose, without obligation to you.

9. Confidentiality and business discussions

Where you and Finality engage in more detailed discussions, exchange information about flows, or review proprietary details (“Confidential Information”), such exchanges may be governed by a separate non‑disclosure agreement (NDA). In the absence of a separate NDA, you and we agree to treat clearly confidential, non‑public information received from the other party with reasonable care and not to disclose it to third parties except as required for evaluation, negotiation, legal or compliance purposes, or as required by law.

Confidentiality obligations do not apply to information that: (a) is or becomes public other than through breach; (b) was already lawfully known; (c) is independently developed without use of the other party’s information; or (d) is lawfully obtained from a third party without confidentiality obligations.

10. Third‑party services and content

Our website may reference or link to third‑party websites, tools, liquidity providers, payment or banking partners, or other services. We do not control, endorse, or assume responsibility for any third‑party content, products, or services, and your use of them is at your own risk and subject to their own terms and policies.

11. Disclaimers

To the maximum extent permitted by law and subject to any mandatory rights that cannot be waived:

We do not warrant that:

You are solely responsible for conducting your own legal, tax, regulatory, technology, and risk assessments before using any crypto or fiat flows or entering into any live arrangements.

12. Limitation of liability

To the fullest extent permitted by applicable law, and except in respect of liability that cannot legally be limited or excluded (such as certain fraud, wilful misconduct, or death or personal injury caused by negligence):

Exclusion of certain damages

Finality and its directors, employees, and agents shall not be liable to you for any indirect, consequential, incidental, special, exemplary, or punitive damages; any loss of profits, revenue, business, goodwill, or data; or any business interruption, even if advised of the possibility of such damages.

Cap on direct damages (website and pre‑contract stage)

In relation to your use of the website and any pre‑contractual discussions or demos, Finality’s aggregate liability arising out of or relating to these Terms shall not exceed the greater of:

Any more detailed or different limitation of liability for live services will be specified in the separate definitive agreements governing such services, which will prevail over this clause.

13. Indemnity

To the extent permitted by law, you agree to indemnify and hold harmless Finality and its directors, employees, and agents from and against any claims, damages, losses, liabilities, costs, and expenses (including reasonable legal fees) arising out of or related to:

14. Changes to these Terms

We may update these Terms from time to time to reflect changes in our services, risk posture, or applicable legal requirements. When we do, we will update the “Last Updated” date above, and may provide additional notice where appropriate. Your continued use of the website after any changes become effective constitutes your acceptance of the revised Terms.

15. Governing law and dispute resolution

Unless otherwise agreed in a specific written contract between you and Finality:

Nothing in this clause limits our ability to seek interim or injunctive relief in any jurisdiction where such relief is needed to protect our rights or enforce these Terms.

16. Miscellaneous